Everyone likes diamonds and nobody looks bad in diamonds, do they? It is not actually within the scope of this piece to recommend whether diamonds are a good investment or not, but their perceived value is enormous. Instead, I would like to look at where the optimum place to buy a diamond is, since it is more important that you buy your diamond from a respectable merchant with a warranty than that you believe you got a decent trade on eBay by means of buying somone’s granny’s engagement ring, which may not be genuine.
Therefore, before you begin browsing for diamonds, think about dealing with a bonded jeweller. Bonded jewellers sell bonded diamonds and there are not many bonded jewellers in the world. In deed, of the jewellers in the world, only approximately 5% of them are bonded.
Buying a bonded diamond will cost more than purchasing a non-bonded diamond, however when you look at what you get with the bonded alternative, you will see that it is well worth the extra expense.
First, bonded diamonds have a buy-back policy for the life of the diamond. No matter how long you keep the diamond, you can take it back to the bonded jeweller and sell it back to him or her, for a 100% refund.
If a jeweller does not offer a 100% buy-back promise, for the life of the diamond, then you ought to take a nearer look at the diamond to see what is amiss with it. Just joking, they will always offer you a 100% buy-back guarantee or tell you why not.
Bonded diamonds also have a breakage policy. If the stone breaks or chips, the bonded jeweller will replace it with a new one – one time. No jeweller would ever offer such a policy on any stone that was not 100% natural, so just the offer of such a policy should give you peace of mind concerning the quality of the diamond. Bonded diamonds are natural and untreated.
Bonded diamonds improve in value, with a fixed appreciation rate that is intended to keep up with inflation. This means that a diamond that is valued at a particular amount of money today will be worth more in the future, as the price of diamonds continues to rise. This normally does not relate to buy-backs, although. It typically applies to trade-ins.
On the other hand, by buying a bonded diamond, you are sheltered against the prospect of a market crash. If a market crash does happen, the value of diamonds will drop. However, the bonded jeweller promises to refund you the discrepancy between what the diamond is now worth and what you paid for it before the market crash.
It might be not easy to find a bonded jeweller in your area, but if you can, this is who you need to do business with, as opposed to dealing with a non-bonded jeweller. Specifically inform the jeweller that you are only interested in bonded diamonds. You can discover a bonded jeweller in your area by exploiting different online resources like Google or Yahoo, or by dialing the local jewellery stores.
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